ACS Emporium

Finance

We specialise in finding expert technical lending solutions for healthcare professionals.

Working alongside our finance partners we will oraganise a 15minute consult that  will assist in advising what financial investment is required to complete your project so that we can find a tailored solution to suit your requirements

Through this process we will help you find competitive rates with access to multiple lenders. Our aim is to save you time and effort allowing you to focus on your own work.

From equipment, vehicles, construction and development loans we can find a solution that will work for your situation.

Why Work with a Mortgage Broker Specializing in Medical Professionals?

  • Tailored Lending Solutions: We understand the unique financial situations of medical professionals, including complex income structures like self employed, private practice income, locum work, and specialist contracts.
  • Exclusive Lender Benefits: 
    Access to specialised medical lending products with features like higher LVRs (up to 90-95% without LMI), waived Lenders Mortgage Insurance (LMI), and discounted interest rates not available to the general public.
  • Faster, Smoother Approvals: Strong relationships with key lenders mean faster turnaround times and streamlined approval processes for medical professionals.
  • Maximising Borrowing Power:  We know how to optimize your income (including bonuses, allowances, and future earnings potential) to help you secure higher loan amounts.
  • Business & Practice Finance Expertise:  Beyond home loans, we specialise in business loans, practice fit-outs, equipment finance, commercial property lending and SMSF lending tailored for health professionals.
  • Future-Focused Advice: We align your lending strategy with your long-term career trajectory, helping you build wealth efficiently through smart debt structuring.
  • Time-Saving Service: As busy professionals, your time is valuable. We handle all the legwork, from loan comparisons to paperwork, making the process as effortless as possible for you.    
What will this cost?

There is zero cost to you

Excited to work together on
your next project?

Excited to work together on your next project?

Property Search

Working alongside our independent property experts we will organise a 15minute consult that will assist in advising what site characteristics are required to service your project. From size, location and an understanding of building design and budgets we will define and advise suitable sites available ensuring your project success from the very beginning.

We can assist with multiple services including Tenant Representation if you are looking to lease and Valuations and Buyer Advocacy if you are looking to purchase.

Our property experts are independent and have no conflicts or affiliations with any real estate agencies ensuring you receive completely independent advice that is in your best interests. This allows a search for the most appropriate site and outcome for you to occur without any sale pressure. Through expert negotiation, advice and due diligence we will save you money, act in your best interests and help you to obtain the best possible outcome with all risks identified and mitigated.

Key benefits of our property acquisition services include: 

  • Valuation Expertise: Leveraging our specialist valuation department to assess true market value and provide insights that go beyond standard appraisals, ensuring informed decision-making. 
  • Risk Assessment: Identifying and mitigating risks related to legislation, compliance, planning, leases, and property taxes such as land tax, to ensure a secure and viable investment. 
  • Due Diligence: Conducting a rigorous health check of each asset prior to acquisition, ensuring full compliance and long-term viability for your portfolio. 
  • Acquisition Management: Navigating complex acquisition processes, including Expressions of Interest and tender campaigns, to eliminate uncertainty and deliver optimal outcomes for clients. 
  • Strategic Negotiation: Using our extensive transaction management experience to structure bids, negotiate favourable terms, and create deal frameworks that align with your objectives. 
  • Search Mandates & Off-Market Access: Assisting clients in defining and fulfilling search criteria for specific property characteristics, with privileged access to exclusive off-market opportunities, particularly in the commercial sector. 
  • Post-Acquisition Strategy: Advising on asset positioning after acquisition, including capital works, lease renewals, and filling vacancies, to reduce risk and unlock further value from your property.  
What will this cost?

Our fee is up to 2.5% of the property value.  

Excited to work together on
your next project?

Excited to work together on your next project?

Designer Engagement

Our partner company have a wealth of experience across a range of projects specifically in healthcare spaces.  Mediscope will gain insights and learnings into your current practice, understand your detailed brief and your expectation. We prepare concept plans and conduct  detailed site assessments, any site constraints are identified before they become a problem and cause unnecessary expenses to the project.

Using 3D technology and design tools, we provide a clear and realistic representation of the space, ensuring all building services are integrated into the design.

We will work alongside all appointed services consultants and produce a series of design documents that can be quoted from. The plans will be co-ordinated against all services drawings to ensure a seamless build transition, mitigating complex site issues. Our approach and support to our clients throughout this phase has proven to be both valuable and profitable to the overall bottom line of the business.

Other consultants you may be required to engage are:

  • Geotechnical Engineers
  • Structural Engineers
  • Building Surveyors
  • Land Surveyors
  • Fire Engineers
  • Mechanical Engineers
  • Civil Engineers
  • Electrical Engineers
  • Access Consultants
  • Environmental Engineers
  • Traffic Engineers
  • Town Planners
What will this cost?

Depending on the project requirements and details. Our fee can range from 3-6% of the project construction value.

Excited to work together on
your next project?

Excited to work together on your next project?

Council/Regulatory
Approvals

Approvals can be monotonous and painful. We know the design language and most importantly, we know how to get the job done.

From negotiation through to clear communication, this is an area where you can save time and challenges through allowing us to take the reins and represent you professionally from both a design and project management perspective. We ensure positive results and work in a manner in order to save time and cost.

Approvals that your project may require are:

  • Town Planning
  • Building Permit
  • Heritage
  • Council Report and Consent
  • Council Local Laws
What will this cost?

The cost can vary depending on which other professionals may need to be engaged in order to lodge an application. The fee is based on the project requirements. 

Excited to work together on
your next project?

Excited to work together on your next project?

Tender Phase

Our design partner will create a package of architectural documents and details in order to form the final construction drawings which can then be sent out to tender.

These drawings will ensure the design concept is successfully captured and communicated to the builders, highlighting any site-specific issues whilst co-ordinating all building services. The information provided will include both building design and interior design components. From floor plans, elevations, cabinetry details, lighting, furniture and fixtures, at Mediscope  we are astute in understanding the finer details. through experience and knowledge we will cover all building elements and ensure that we obtain fair and reasonable builder quotes through our strong relationships and partnerships.

We will act independently to ensure that tenderers are quoting ‘apples for apples’, negotiate and provide a tender recommendation. 

We will suggest any cost saving initiatives and prepare all contracts, consultants and contractors ready for construction.

What will this cost?

The fee is 1.5% of the construction budget.

Excited to work together on
your next project?

Excited to work together on your next project?

Construction Management

We will act on your behalf to ensure that what is on the design documents in executed on site. We keep the builders accountable, put simply, we won’t allow contractors to over-promise or under-deliver.

We will create a project timeline and ensure we limit any disruption to your current operation by setting realistic time frames. Throughout this process we will deliver progress reports and provide regular updates on project costs and time. 

At Mediscope we are great solution focused problem solvers, we will work through any unexpected site surprises and minimise risk, ensuring that your project is not compromised.

Working close with our builder and design consultant partners we will ensure a smooth building process allowing you to focus on your own work.

What will this cost?

The fee is 3.5% of the construction budget.

Excited to work together on
your next project?

Excited to work together on your next project?

Post Completion/Occupation

In this phase we will manage any equipment and loose furniture items for post practical completion and co-ordinate with the head contractor for any direct contracts which are outside the builders scope.

We manage and prepare any build defects and ensure they are rectified before handover. We will make sure that the  building works satisfy all compliance requirements,  submit documents and provide certification documents ensuring that the building is safe and ready to occupy.

What will this cost?

The fee is .05% of the construction budget. 

Excited to work together on
your next project?

Excited to work together on your next project?

Explore Our Impressive Projects

What our clients have to say

We engaged Joey and his team for the interior design of our new medical practice. His team were knowledgable, diligent in adhering to our brief of design and met all our expectations. We were delighted with the overall flow and design of our suite, and the colour palette and finishings. We have had numerous compliments with their design and our space works beautifully

Dr Vanessa Manitta

Doctor
Northern Blood